Buy now. Pay later. Earn rewards
Pay nothing today
Pay £0 upfront. Your purchase is added to your account and you choose how to pay
0% interest for 3 months
Available every time. All you need to do is choose a 3 months plan
Spread the cost for longer
Choose a plan that suits you best, plans available up to 36 months
Earn points every time you shop
Get 1 point for every £1 you spend and look out for exclusive offers
Add items to your bag and head to the checkout
Check your eligibility with no impact on your credit score.
Download the Frasers Plus app and accept your terms.
Start spreading the cost with Frasers Plus...
Frequently asked questions
What is Frasers Plus?
Frasers Plus is a credit product where you are able to use your credit limit to purchase goods and pay in three different ways:
- By choosing to pay in full at the end of the monthly billing period (interest free). If you want to pay over a longer instalment plan period, you can replan your purchase in the Frasers Plus app.
- By spreading the payment across up to 3 monthly interest free instalments, or
- By spreading the payment across 6-36 months. Instalment plans of 6 months or longer are interest bearing.
If you do not choose a plan for your purchase, we will put it on the longest available plan that ensures a minimum monthly payment of £2.
Representative APR: 29.9% (variable).
Illustrative Example of repaying a £500 purchase over a 12 month instalment plan:
Cash price of purchase: £500
Total amount of credit: £500
Rate of interest: 29.9% (variable)
Representative APR: 29.9% (variable)
Number of payments: 12 monthly payments of £47.53
Cost of credit: £70.36
Total amount payable: £570.36
How do I know if I'm eligible to apply?
To apply for a Frasers Plus account you must be aged over 18, be a UK resident and have an income of over £7,500 per year.
How do I change an instalment plan?
- Open the app
- Find the transaction you wish to reduce and tap it.
- Move the slider to the left to reduce the repayment plan, or to the right to spread the cost for longer.
- The app will calculate how much interest you'll pay
- When you're happy, choose 'confirm'.
Can't select the transaction?
If you're a Direct Debit customer and we're ready for your payment, you won't be able to replan until your bill is paid (or your payment fails if you don't have enough funds to cover the bill). Your bill is ready for payment on or around the 1st of the month, depending on weekends and bank holidays. You can check this date any time in the app on the first page. If you're not a Direct Debit customer, drop us a message at customersupport@frasers.plus with a screenshot and we'll take a look!